Ten years ago, we practically never talked to girls about money. Happily, that's different today and we're having more conversations with girls, but, I think, one of the things that gets in the way of young women is that we don't expect enough from them. You know, daddy is still tempted to look at his daughter as daddy's little girl and in doing that, he undermines her and doesn't take her seriously enough. We don't hold the bar high enough for girls. Interestingly, we often, in the contrast, hold the bar too high for boys, because it turns out that both boys and girls need financial education, but we often assume boys know more than they do and we allow girls to know less than they should. It turns out that what makes the difference with girls is the presence and the engagement of really powerful role models. If mum is the CEO of a company, that's great, but maybe she's an anomaly, and after all, she's mom, so I don't really recognize her as a role model. It's only when girls are in the presence of lots of women that they begin to understand a new normal, a new norm, and they see themselves reflected, so, if you have daughters, one of the things I recommend, or nieces, by the way, as well, what we recommend is you take them with you everywhere. Most of the people watching this video probably have pretty good social networks and make sure you introduce those girls at every turn to women making a difference, who are in charge, in control, give them a sense of what's possible in their own lives.