In thinking about raising your children and all the things about ethical wills and life insurance and what might happen, some of the documents you need to have: there’s a will and/or a living trust; you have to make sure you have a healthcare directive – that’s very important, even if you don’t have children and you’re thinking about having children you need a healthcare directive and you need a power of attorney. You want to make sure you have your life insurance in tact in your documents in the same place. If you are going to do an ethical will, you want to make sure that’s available also and the guardian and trustee – you want to make sure those documents… you have documents there that say who’s going to be the guardian and who’s going to be the trustee. And one very important issue is where do you keep these documents once you get them. Most people keep them in a fireproof safe in the house, but what you really need to do is take multiple copies, keep them in your office, put them in the safety deposit box and give one copy to your parents or friends – you have multiple copies in case anything happens of the very important documents.