So many people are paying for subscriptions and memberships that they’re not using. And so one of the best ways to just easily cut your budget is to step back and say, “Am I using all these subscriptions and memberships that I’m paying for?” And if not, cancel them. But if you are using them, consider calling the company and say, “Hey, are you writing any discounts right now? Could you give me a better deal than what I’m currently paying?” And so much of the time, just by picking up the phone and making a simple phone call, you can get $10 a month or more off of that subscription or membership.